May 14, 2022·edited May 14, 2022Liked by Kiran Ganesh
I like your thoughts on this company. Those are good and logical. The moat for the gold finance companies decreased due to heavy compitition. The company which is stand after compitition over will be great company. For that the gold finance companies need to maintain low NPA and research for another safe incomes. I hope 🤞 your theses will be correct.
Article is Good and quite Informative. In this article important aspects like Business Model, Peer comparison, Threat of New Entrants, Promoter holding (Skin in the Game), Quality of the Promoter are covered. As it is becoming more and more competitive in Gold Loan business, company is slowly increasing other alternative (Microfinance) in the Loan business. But my doubt is about microfinance company which they have invested. Will it be good one to repay muthoot what they have invested. How about the business of Asirwad microfinance company. Because, if it doesn't perform well, all the investment and all the hard work of muthoot company will go in vain. In this context you gave me clarification about the growth and improvement in business prospects of the Asirwad company. Moreover they are not completely avoiding their main business i.e. Gold loan business. They prove it by following recent advances like door step Gold Loans and emphasis on Online Gold Loans. what I liked most is the situation now as you said, " If Heads I Win, If Tails I won't Lose much." Finally I want to conclude that correlate the entire story to the numbers before investing.
I like your thoughts on this company. Those are good and logical. The moat for the gold finance companies decreased due to heavy compitition. The company which is stand after compitition over will be great company. For that the gold finance companies need to maintain low NPA and research for another safe incomes. I hope 🤞 your theses will be correct.
Article is Good and quite Informative. In this article important aspects like Business Model, Peer comparison, Threat of New Entrants, Promoter holding (Skin in the Game), Quality of the Promoter are covered. As it is becoming more and more competitive in Gold Loan business, company is slowly increasing other alternative (Microfinance) in the Loan business. But my doubt is about microfinance company which they have invested. Will it be good one to repay muthoot what they have invested. How about the business of Asirwad microfinance company. Because, if it doesn't perform well, all the investment and all the hard work of muthoot company will go in vain. In this context you gave me clarification about the growth and improvement in business prospects of the Asirwad company. Moreover they are not completely avoiding their main business i.e. Gold loan business. They prove it by following recent advances like door step Gold Loans and emphasis on Online Gold Loans. what I liked most is the situation now as you said, " If Heads I Win, If Tails I won't Lose much." Finally I want to conclude that correlate the entire story to the numbers before investing.